Today, i got 1 client that came to me and asked me , what kind of Health Care Insurance to be the best for his family members ? So, very naturally that i asking him back, for what purpose you want to buy Health Care Insurance for your family ? And i looked at his eyes, his was shocked !
He told me, normally Insurance Agent will straight answer that health care insurance is so important because ......and so on. But why i asking him back for what purpose ? Don't i worrying that he will become angry for bad service and stop buying Health Care Insurance from me ? I laugh and tell him, you are a smart guy, and you should know that, the best Health Care Insurance is the Inforce policy, so you should invest and save your money right now.
This is because, most of the health care insurance with term and condition of waiting period for all life assured. No matter you got money or not, any of clients that fail the waiting period will not entertain for any claim by Insurance Company although you have save your money with health care insurance. Lastly, my client save money through health care insurance for his newly born baby.

So, This will be the best answer you can use if your Clients keep asking you what is the best Health Care Insurance for them. Always advice your client to save money once you are still in health and affordable.